/* Hallmark brand — Pre-Budget funnel pages */
* { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy: #0F0A52;
  --navy-dark: #0A0735;
  --gold: #FFD700;             /* Bright gold — for dark/navy backgrounds */
  --gold-dark: #B8860B;        /* Dark gold — for gold TEXT on white/light */
  --gold-soft: rgba(255, 215, 0, 0.18);
  --text: #1A1A1A;
  --grey: #6B6B6B;
  --shade: #F5F5F5;
}
html, body { font-family: 'Manrope', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', Arial, sans-serif; color: var(--text); line-height: 1.55; background: white; }
img { max-width: 100%; }

.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: white;
  padding: 48px 24px 56px;
  text-align: center;
  position: relative;
}
.hero-logo {
  display: block; width: 76px; height: 76px;
  margin: 0 auto 22px; position: relative; z-index: 2;
}
@media (min-width: 720px) {
  .hero-logo { width: 96px; height: 96px; margin-bottom: 28px; }
}
/* (removed gold radial glow — flat navy hero per Dilip's review 27 Apr) */
.hero-supertitle {
  font-size: 12px; font-weight: 800; letter-spacing: 2.2px;
  text-transform: uppercase; color: var(--gold);
  margin-bottom: 18px; position: relative; z-index: 2;
}
.hero h1 { font-size: 38px; line-height: 1.18; margin-bottom: 14px; max-width: 680px; margin-left: auto; margin-right: auto; position: relative; z-index: 2; }
.hero h2 { font-size: 18px; color: var(--gold); font-weight: 500; max-width: 600px; margin: 14px auto 0; line-height: 1.5; position: relative; z-index: 2; }
@media (min-width: 720px) {
  .hero { padding: 84px 24px 64px; }
  .hero h1 { font-size: 48px; }
  .hero h2 { font-size: 21px; max-width: 680px; }
}

.compliance-strip {
  background: var(--shade); padding: 14px 24px; text-align: center;
  font-size: 13px; color: var(--grey);
}
.compliance-strip strong { color: var(--navy); }

.form-card {
  max-width: 480px; margin: -36px auto 36px; background: white;
  padding: 32px; border-radius: 14px; box-shadow: 0 12px 32px rgba(0,0,0,0.10);
  position: relative; z-index: 2;
}
.form-card h3 { color: var(--navy); font-size: 22px; margin-bottom: 6px; }
.form-card .lede { color: var(--grey); font-size: 14px; margin-bottom: 18px; }
.form-card label { display: block; font-size: 12px; color: var(--grey); margin-top: 12px; text-transform: uppercase; letter-spacing: 0.8px; font-weight: 700; }
.form-card input { width: 100%; padding: 13px 14px; border: 1px solid #D5D5D5; border-radius: 8px; font-size: 16px; margin-top: 6px; transition: border-color 0.15s; font-family: inherit; }
.form-card input:focus { outline: none; border-color: var(--gold-dark); box-shadow: 0 0 0 3px rgba(184, 134, 11, 0.15); }
.form-card button { background: var(--gold); color: var(--navy); padding: 15px 24px; border: 0; border-radius: 8px; font-weight: 700; font-size: 16px; width: 100%; margin-top: 22px; cursor: pointer; transition: opacity 0.15s; font-family: inherit; }
.form-card button:hover { opacity: 0.92; }
.form-card button:disabled { opacity: 0.6; cursor: wait; }
.form-card .privacy { font-size: 11px; color: var(--grey); margin-top: 14px; line-height: 1.45; }
.form-card .err { color: #B00020; font-size: 13px; margin-top: 12px; display: none; }
.form-card .err.show { display: block; }

.below-fold { max-width: 720px; margin: 0 auto; padding: 16px 24px 40px; }
.below-fold h3 { color: var(--navy); font-size: 22px; margin-bottom: 10px; margin-top: 24px; }
.below-fold ul { padding-left: 22px; margin-bottom: 18px; }
.below-fold li { margin: 8px 0; }

.trust { background: var(--shade); padding: 22px 24px; border-radius: 10px; margin-top: 24px; }
.trust h3 { margin-top: 0; }

.cross-links { font-size: 14px; color: var(--grey); margin-top: 28px; text-align: center; }
.cross-links a { color: var(--gold-dark); text-decoration: none; font-weight: 600; margin: 0 6px; }
.cross-links a:hover { text-decoration: underline; }

.footer { background: var(--navy-dark); color: #BFBFD0; padding: 28px 24px; font-size: 11px; line-height: 1.6; }
.footer-inner { max-width: 720px; margin: 0 auto; }
.footer strong { color: white; }